Serving Georgia, North Carolina, and South Carolina

Comprehensive Insurance Solutions You Can Count On

Finding the right insurance coverage starts with Austin Taylor Insurance.

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As an independent agency, we are here to help you find the right coverage.

  Get Your Insurance Quote

As an independent agency, we are here to help you find the right coverage.

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We are dedicated to the tradition of excellence that our agency was founded on. That means treating you like family and with the respect you deserve, which is what you should always expect from us. Located in the beautiful Central Savannah River area, we are proud to offer friendly service with a local touch. We are also licensed in Georgia, North Carolina, and South Carolina.

As an independent agency, we work with some of the most recognized and reputable insurance companies to bring you the coverage options that best fit your situation and needs. By building a relationship with you, we are able to inform you about your unique risks while offering comprehensive insurance solutions to help protect you from the unexpected and plan for the predictable.

Above all else, we take pride in putting your needs first, while serving you with honesty and integrity. By taking a service-oriented approach to insurance, we go the extra mile to find the right coverage to ensure your peace of mind. Because protecting what matters most to you is what we’re here for.

Expertise You Can Trust
Personalized Service
Customized Coverage

4 Offices Serving the CSRA and Beyond

We are proud to serve clients in the Central Savannah River area and all of Georgia, North Carolina, and South Carolina.

Aiken, SC
Evans, GA
Martinez, GA
North Augusta, SC
What Makes Us Unique

The Advantages of an Independent Agency

What makes our independent agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
Find Out How

Treating You Like Family

Get the respect you deserve from an agency that treats you like family and is here to help you.

Clients Come First

We go the extra mile to exceed your expectations, no matter what your situation or needs are.

Experienced Agents

With over 30 years of combined experience, we understand what it takes to bring you the coverage you need.

Personal Insurance

Trusted advice and insurance solutions to protect what matters most.

Farm Insurance

Grow your business and protect your livelihood with a single policy that meets all your needs.

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Read Our Reviews

I am very satisfied with the service I have received over the years from the Austin Taylor agency. I look forward to many more years with Austin and his agency!

Sharron Bragg

Interactive Graphic

Click it. Read it. Cover it.

Get a glimpse of the risks you face and how your insurance can protect what matters most.

Farm

ATV / Utility Vehicles

Risk Factor

Utility vehicles or ATVs designed for use on farms can increase liability. This is mainly because these vehicles are known to be associated with high-risk behaviors, such as operating the vehicle without the use of protective equipment.

Solution

If you routinely ride your ATV or utility vehicle, be sure to always use good judgment and wear proper protective equipment, such as a helmet. Additionally, avoid behaviors that are known to increase risk of injury, such as riding on roads that are intended for automobiles.

Products Liability Exposure

Risk Factor

Say, for example, that the beef produced from the cows raised or kept on a farm causes illness in a consumer when it’s eaten.

Solution

To combat this risk, add an endorsement that modifies your insurance policy to protect you from these potential mistakes.

Foreign Object Ingestion Coverage

Risk Factor

Equipment used on a farm has a high risk of mechanical breakdown. For example, a farmer's combine or chopper could ingest a rock causing equipment failure.

Solution

Add Foreign Object Ingestion coverage so the repairs on your combine or chopper will be covered on your policy. Ask your agent if your policy has this coverage since it is not "automatic" on most farm policies.

Coverage for Peak Season

Risk Factor

During harvest, a farmer often stores grain in grain bins, and this grain usually sells within a few months. Coverage is needed while the grain is on-site, but it could get expensive to fully maintain this coverage during the rest of the year when no grain is present on the farm.

Solution

Cover the grain under peak season. This option tailors your coverage to provide increased amounts of insurance during the months in which you have grain on your farm. This type of coverage can be applied to any harvested crop, not just grains.

Pollution

Risk Factor

Pollution is an increasing risk that can occur due to the improper storage or application of pesticides and fertilizers, runoff, and above ground or underground storage tanks.

Solution

It is difficult to control pollution risks on your farm, but it is not impossible. You can protect yourself against this type of risk by obtaining environmental insurance that provides protection for both bodily injury and property damage caused by a farm pollution incident.

Umbrella

Risk Factor

What happens when your farm faces a large liability loss that exceeds the basic limit of your standard policy?

Solution

A commercial umbrella insurance policy increases your liability limits by adding protection over and above your current farm policies - providing real financial value, as well as priceless peace of mind. Commercial umbrella insurance is available either by an endorsement to your farm policy or as separate coverage.

Care, Custody, and Control

Risk Factor

If you're caring for livestock owned by others on your farm and an unfortunate event occurs causing the death of some or all of this livestock, you may be held responsible.

Solution

To protect yourself and your farm from this type of risk, add care, custody, and control to your insurance policy as an endorsement.

Custom Farming / Business Activity

Risk Factor

Does your farm provide services for others? If so, you may be held responsible for the business activities related to these services.

Solution

To protect yourself from any type of incident relating to these business activities, add an endorsement for custom farming to your insurance policy.

Field Crops

Risk Factor

There are many uncontrollable factors that affect the growth of field crops, such as weather. Are you prepared for what might happen if your crops are devastated by an uncontrollable incident?

Solution

You can protect your livelihood and investment from this type of unavoidable risk with the addition of multi-peril crop insurance.

Property

Risk Factor

If you have a barn or farm structure, a loss to these structures can be catastrophic, potentially putting the farm out of business.

Solution

Be sure you have adequate property coverage to protect your farm from potential catastrophic loss.

Glass Coverage

Risk Factor

If your tractor, combine, harvester, or other farming equipment has cab glass, that glass could break. It can be an expensive repair and cause your equipment to be unavailable for an extended amount of time.

Solution

Be sure you have coverage to help pay for repairs or other service work for broken glass.

Farm Insurance 101

Make sure you cover the unique risks you face with farm insurance.

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.
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